Credit solutions, not credit repair.
Credit IQ offers both business and personal credit solutions. Personal credit solutions include credit optimization to create a stronger business profile by helping to correct reporting errors, paying debts to optimal percentages to become reflective in the FICO score, and educating on personal budgeting.
Credit IQ’s business credit solutions allow them to get the business owner and their business capital ready by optimizing their business credit using only their EIN without any personal guarantees. Services include establishing a DUNS Number, Paydex score of 80, Experian and Equifax business credit profile, cash flow projections, business plans that meet underwriting requirements, and SBA and alternative loan funding.